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Iowa Insurance Division |
Helpful Links |
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ph: (515) 281-7757 fax: (515) 281-3059 email: producer.licensing@iid.iowa.gov website: https://iid.iowa.gov |
In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.
Total Hours
36 hours triennially for Producers
18 hrs triennially for Crop Only producers (3 must be in Ethics)
Compliance Renewal Date
Renewal date is the last day of the licensee's birth month, triennially.
You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.
For All Licenses:
Ethics
3 hrs - Producers must complete 3 hrs of Ethics as part of the total requirement.
For Life & Health Producers:
Annuity Suitability
4 hrs - Producers must complete a one-time 4-hour Annuity Suitability Certification Training prior to selling, soliciting, or negotiating annuity products.
Annuity Best Interest (NEW)
1 hr - Producers already licensed* and certified to sell annuity products in Iowa, must complete an additional 1-hour of training prior to June 30, 2021. (Producers may also complete the new 4-Hour Annuity Best Interest course and have it apply towards the update training.)
4 hrs - Producers licensed* on or after January 1, 2021 must complete a one-time 4-Hour Annuity Best Interest Certification Training course prior to selling, soliciting, or negotiating annuity products.
*This applies to both resident and non-resident licensees
Note: Annuity Best Interest courses (1 hour or 4 hour) do not reciprocate with any other state that has not adopted the updated NAIC model law. Producers who hold a non-resident license in a "suitability" state, must complete that state's 4-Hour Annuity Suitability Training.
Long-Term Care
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating Long-Term Care products/policies. After completing the initial requirement, producers must complete a 4-hour ongoing LTC training, due every renewal thereafter.
Indexed Product Training
4 hrs - Producers who wish to sell indexed products in Iowa must complete at least one four credit indexed products training course, prior to providing advice or making any sales presentation concerning an indexed product.
For Property & Casualty Producers:
Flood
3 hrs - Property/Casualty or Personal Lines producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.
There are also additional rules about how the course hours can be applied.
Carryover hours are not allowed.
Courses may not be taken more than once in a reporting period.
If you meet any of criteria below, you may be exempt from the continuing education requirements.
Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.
PreLicenseTraining.com offers classroom, webinar, online, and self study courses for Iowa. You can register for courses at CE Courses.
You must fulfill the course requirements for each of the courses to have them reported.
*Online and self study exams are required to be monitored by a disinterested third party (a person with no family or financial relationship).
Once a course has been completed, the completion must be reported to the state. PreLicenseTraining.com will report the course completions to State Based Systems.
IMPORTANT NOTICE - The Iowa Insurance Division recommends that producers purchase and complete CE hours at least one month prior to their expiration date. If a producer's license expires, the producer is required to pay a $100 reinstatement fee in addition to the $50 renewal fee.
Once you have satisfied the renewal requirements for your license, you can file a renewal application at http://www.sircon.com.
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